Here are the stocks I recommend for those starting out:

legend:
Buy Below Price - BBP
Target Price - TP
Current Price - CP

AP - BBP P33.21, TP 38.19, CP 33.4
FPH - BBP 80, TP 102.43, CP 79
MBT - BBP 104.35, TP 120, CP 94
MEG - BBP 2.50, TP 2.87, CP2.47
SMPH - BBP 14.78, TP 17, CP 14.26
BDO - BBP 75, TP 86.5, CP 63.5

How does this work? Lets take for example, MBT (MetroBank). As long as the current price is still below the Buy Below Price(BBP), we will continue to buy that stock. If it reaches the BBP, we stop buying, and just wait until our Target Price(TP) is reached. Once ma reach na ang TP, we sell that stock, and lock in our earnings.

What are the advantages to these stocks compared to penny stocks (very volatile, fast-moving stocks: higher risk-higher gain), if you are like me nga nag trabaho and doesnt have the time to stare at my computer screen to monitor my stocks, then this is the best way to go.

I am currently using Citiseconline.com(COL) as my online broker. Very nice and user friendly siya and you make all the decisions yourself. Compared to broker companies, gamay ra ang service charge per transaction sa COL.

For those nga starting out pa lang, I recommend getting electronic banking sa imo bank account. Ako BDO man ko, I just print and fill out a form found in their website that allows me to do electronic banking.

Whats so nice about electronic banking is this: I work from Monday to Saturday. Wala najud ko time to pay my bills sa credit card, etc. So I do it all online. Sure, naa risk of hackers, but just make sure nga the email you register is secure (I recommend gmail), unya your password is a combination of alpha-numeric characters. For example: instead of password, I would change it to p4ssw0rd.

Once you have electronic banking (registration lasts 3-5 working days), go to www.citiseconline.com and read their Easy Investment Program(EIP)...mao ni akoa karon.

To open a Regular account you need to fund P25,000 for your account. For EIP you only need P5,000 to fund your account to start. After the initial funding, ikaw na bahala how much you want to fund your account. I dont know how much ang minimum, pero naka try nako ug fund ug P1,000 kay na short ko.

Ang maayo ani nga method is this, of the recommended stocks posted, choose 3. Ayaw ug try to buy all, because if like me, gamay ra atoh i-deposit, gamay ra atoh ma palit. Hinay2x lang jud ta. My current 3 are MBT, SMPH, and MEG. Of course, if masdaghan paka ug capital, then feel free to invest as many number of the recommended stocks.

I add to my deposit every month 5,000. Do not try to match the number of stocks for every stock (e.g. 500 shares of MBT, 500 shares of SMPH, 500 shares of MEG)

You match the peso amount invested in each. For example, pag January, I invested P5,000 into MBT. Pag february ako gi butang ako new-earned P5,000 into SMPH. March - MEG. April, MBT nasad and so on and so forth until mu reach ang buy below price. If ma reach na gani ang BBP sa MBT, I switch to lets say CEB (cebu pacific).

Very important: Kailangan jud ug discipline ani...Pagsugod pa lang nako, sayop nako is this...Hots kaayo ko unya na suya jud ko sa mga uban penny stocks, so invest2x ko adto. Lost P4,000. Stick to blue-chip stocks, set your BBP and TP and you will be fine.

Do not worry if the Philippine Stock Exchange(PSE) goes up or goes down. Bisan pa sa time ni Marco and Martial Law, sigi ra japon inching upwards ang PSE.

For 2012, the PSE reached an all-time record high of 5,400. The Philippines' GDP grew by 6.4% at the first quarter, which makes us the 2nd fastest growing economy in Asia (with China being no. 1).

Even if mag gubat ta sa China, invest anyway. Even if pila ka typhoon mu agi, invest anyway. Why? because these giant companies will continue to operate. And they need capital to expand their business. We are just hitching a ride on the big blue whale.

This is now your money working for you.